Setting up payments for your shop

Before you can collect a dime in Pista, payments need to be switched on for your shop. It is a one-time setup that connects your bank, links your card reader, and lets you decide which methods appear at checkout. Plan a few minutes and have your business details handy. Here is the path.

Activate payments

1. Go to Shop Settings, then Payments.
2. Click Set Up Payments to start the onboarding flow.
3. Enter your business details: legal name, EIN, business address, and the bank account where deposits should land.
4. Submit for verification. Most shops are approved quickly; larger volumes may need a short review.

Good to know: The bank account you enter here is where every deposit batch settles. Double-check the routing and account numbers before you submit, because a typo here delays your money, not just your setup.

Connect a card reader

1. In Payments, open Devices.
2. Click Add Reader and follow the pairing steps for your hardware.
3. Run a small test transaction, then refund it, to confirm the reader and your bank link both work end to end.

You can pair more than one reader if you have multiple front-counter stations.

Choose which methods to offer

Decide what shows up when your team hits Take Payment:

1. Cards and cash are on by default.
2. Toggle on Apple Pay and Cash App for contactless and wallet customers.
3. Enable pay-over-time: Affirm, Klarna, and Sunbit. Turning these on is what lets your writers offer financing on big tickets.

Set it per store

If you run more than one location, like Wynwood and Doral:

1. Configure payments per store so each settles to the right account.
2. Each store can have its own readers and method mix.
3. Reports break out payments by store automatically. See Reports.

Tips

• Turn on pay-over-time before you launch, not later. The first time a writer needs it is on a big repair, and you do not want to be flipping settings at the counter.
• Run the test transaction end to end and confirm the deposit hits your bank. It is the only way to know the whole chain works before a real customer is standing there.
• Give your front-counter team a quick walkthrough of the Take Payment screen so the first live checkout is smooth. See Accepting payment on a repair order.

Get this done once and every future checkout, deposit, and invoice just works.